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In the present case, Harris was not an employee of CBL, however he might fit under the other definition of the statute. Carefully check any lending agreement to ensure you can afford to pay any balloon payments. On the other side of this issue, based on their own loan documents and the credit worthiness of many of their customers, lenders had to know that someday title to the houses would be back in their laps - most likely at a very inopportune moment.
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