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Needless to say, I learned a very valuable lesson through the whole experience - if I can't pay for it with the money on me or conjure the money in a short period of time 2-3 months, I don't need it. Distributions of Accrued Security Interest that would otherwise be payable on any class of Accrual Securities of a series will be added to the security principal balance of the Accrual Securities on each distribution date until the time specified in the related prospectus supplement on and after which payments of interest on the Accrual Securities will be made. Assuming the nominal rate on the first is 1% and that the second is "interest only" as is common, they would now owe $10,000 more on a home that is worth about $30,000 less. Looking beyond the numbers Are you concerned that credit problems will keep you from buying a new home?

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