Toshiro Sugihara

EDGE

Winter Quarter 2003

 

 

The Argentine Economic Crisis 1999-2002

 

            Basic Information About Argentina

 

            Argentina is a nation located on the East coast of the sothern-most tip of South America. It occupies an area of 2,766,890 square kilometers, which is approximately equal to about three-tenths the size of the United States. It has a population of nearly 40 million people with a growth rate of 1.13%. The populace is 97% Caucasian (primarily of Italian and Spanish decent) with various indigenous groups comprising the remaining 3%. Over 90% of the population is Catholic. The primary language of the nation is Spanish. The national literacy rate is around 96% (CIA).

            Argentina has been a democracy since 1983, before 1983 it suffered from a tumultuous period during which it fluctuated between democratic and authoritarian rule. It is currently a constitutional republic with mandatory suffrage of all citizens over 18 years of age. The current president is Eduardo Alberto Duhalde, who has held power since he was appointed to the position of presidency on the second of January 2002 (CIA).

            The Argentinian economy enjoys a well diversified industrial sector along with a well developed export-oriented agricultural sector . Argentina also benefits from extensive natural resources and a well educated populace. Major industries in Argentina include food processing, motor vehicles, consumer durables, textiles, chemicals and petrochemicals, printing, metallurgy, steel. Argentina boasts a GDP of $453 billion (2001) with about 6% devoted to agriculture, 28% devoted to industry and 66% devoted to services. Its primary export partners are Brazil (25.1% of all exports), the United States (18.7%), Germany (5%), and China (4.6%). In spite of an economy that by most objective measures ranks among the strongest in the developing world, Argentina has been plagued by economic difficulties ranging from hyperinflation in the 1980’s to extremely high unemployment in the 1990’s. Additionally, there is a large disparity between the incomes of the wealthy and poor in Argentina. Currently 37% percent of the population of Argentina lives below the poverty line. The travails of the Argentine economy reached a climax in 2001 with the banking crisis (CIA). The purpose of this paper will be to analyze what factors contributed to the Argentine economic crisis, with a particular emphasis placed on the role played by the International Monetary Fund.

 

Overview of the Argentine Economic Crisis

 

            Though one can trace the roots of the Argentine Economic Crisis far back into the history of Argentina’s economic development, for the purposes of this paper we will begin with what is widely considered to be the seminal event that laid the groundwork for the crisis. This was the 1991 passage of the Convertibility Law by the Argentine legislature. This law, which was promoted by then President Carlos Menem and his Minister of Economy Domingo Cavallo, was the centerpiece of a major economic structural adjustment program designed to cure the ills of hyperinflation and economic instability that had plagued Argentina during the 1980’s. The Convertibility Law established the Argentinian Currency Board as an entity autonomous from the Argentine National Bank. The law charged the Currency Board with guaranteeing the convertibility of the Argentine peso with the American dollar at a one-to-one fixed rate. This form of monetary policy, known as dollarization, was designed to restore investor confidence in the Argentine currency and to counteract the heavy inflation experienced by the Argentine peso in previous years. President Menem’s economic policy, including his Convertibility Law, initially appeared to be a great success. From 1991 to 1994 Argentina enjoyed impressive economic growth. Furthermore, Argentina’s inflation rate dropped dramatically. It seemed that dollarization was the magic cure that the Argentine economy had been looking for. But, in 1995 Argentine suffered some economic setbacks. After four years of growth, Argentina’s GDP declined by 2.8%, largely due to shocks from the Mexico’s 1994 devaluation of its peso. In 1995 the US dollar began a period of real appreciation that would last until 1999 and, due to dollarization, resulted in an equivalent appreciation of the Argentine peso. From 1996 to 1997 Argentina appeared to recover from its economic set back in 1995. It enjoyed a robust economic growth of 5.5% in 1996 and 8.1% in 1997. The Argentine economy also seemed to weather the storm of the East Asian Financial Crisis of 1997. This lead many analysts to begin holding Argentina up as an exemplar model of an emerging export economy (Moussa). But in 1998 latent effects of the Asian crisis, transmitted through shocks to the Russian and then Brazilian economies, struck Argentina and caused Argentina to enter a recession from which it has not yet emerged (CRS).

            The situation was exasperated in January 1999 when Brazil, facing economic troubles of its own, devalued its currency. This lead to a serious imbalance between the newly devalued Brazilian currency and the Argentinian peso, which was still pegged to the American dollar. This shift resulted in an unfavorable trade imbalance that severely hurt Argentine exports to Brazil, its largest export consumer. In response to the mounting economic difficulties facing Argentina, the Argentine legislature in September 1999 passed the Fiscal Responsibility Law, the first in a series of legislations designed to remedy Argentina’s economic problems through reducing governmental spending. One month later, opposition leader Fernando de la Rua, defeated Peronist Eduardo Duhalde (Carlos Menem’s chosen successor) and assumed the presidency. One of De la Rua’s first acts as president was to seek financial assistance from the International Monetary Fund. On March 10 of 2000 the International Monetary Fund agreed to a $7.2 billion financial package to be spread over three years which was contingent on fiscal reform and based on the assumption of continued GDP growth. Three weeks later the government announced $1 billion in budget cuts, hoping to demonstrate its compliance with the IMF policies and to restore foreign investor confidence in the economy. Then, in December of that year, the government announced a $40 billion assistance package provided by multiple international lenders and coordinated by the International Monetary Fund. Yet, in spite of the promises of aid and the de la Rua’s government apparently sincere commitment to cutting governmental spending, Argentina’s economy showed no signs of improvement. Mounting unemployment levels coupled with reductions in social programs as a result of the de la Rua government’s committment to fiscal responsibility led to increasing labor unrest in early 2001. On March 19, Domingo Cavallo, former Minister of Economy under Carlos Menem and key architect of the Convertibility Law, reassumed the position of the Minister of Economy. In June 19 of that year the de la Rua government announced that the peso exchange rate for merchandise trade will be devalued by about %7. This was the first time that the Argentine government had strayed from the policy of strict dollarization since the passage of the Convertibility Law. In July, domestic markets reacted negatively to Cavallo’s new fiscal plans, which called for a balanced budget. On July 19, Unions called a nationwide strike to protest further cuts in government spending. On July 29, the Argentine legislature passed the “Zero Deficit Law,” demanding a balanced budget by the end of 2001. The International Monetary Fund reacted favorable to this law, augmenting once again its March 10, 2000 loan package by $7.2 billion. On October 14, the opposition Peronist party won the mid-term elections, resulting in Peronist control of both houses in the legislature. On November 6, Argentina enacted a $60 billion debt restructuring, exchanging more short term loans for more long term ones with lower interest rates. It was perceived by international lenders as an effective default. Within a month the run on the banks began. Reserves of the central bank fell dramatically with excessive withdrawals. As an emergency action, President de la Rua instituted a $1000 per month limit on personal bank withdrawals. On December 5, the International Monetary Fund decided to withhold a $1.24 billion loan installment, pointing to Argentina’s failure to meet fiscal targets outlined by the International Monetary Fund. Two days later Argentina announced it could not guarantee payment on foreign debt. One week later unemployment rates reached a new record high and unions once again called for a national strike. This also coincided with a rash of supermarket looting and protest against the de la Rua government. On the December 19, open rioting broke out in major cities throughout Argentina. In the next three days, Minister of Economy Domingo Cavallo and President de la Rua both resigned from office. (Standard and Poors) Senate President Ramon Puerta was then named provisional president on the 23rd of December. The Argentine legislature then appointed Adolfo Rodriguez Saa as interim president. He lasted four days before resigning and being replaced by Eduardo Duhalde, who had been defeated by de la Rua in the 1999 presidential elections. On January 6 of 2002 the newly sworn in President Duhalde announced that Argentina will give up The Convertibility Law. Instead, the peso would be devalued by 29% for major foreign transactions and its value would be allowed to float freely on the world markets for all other transactions. Duhalde also enacted legislation to renegotiate the public debt and balance the budget. The government maintained the $1000 withdrawal limit to prevent a bank run. On January 11, 2002 the government also announced a bank holiday for two extra days while foreign currency markets opened for the first time in weeks. During the week of the 11th, the peso fluctuated between 1.7 and 2.05 per dollar on the world currency markets. Later that month, Argentine officials met with International Monetary Fund representatives and declared their intention to adopt a floating exchange rate. On February 3rd the Argentine government officially announced its intention to adopt a floating rate (Forbes). Argentina continued discussions with the IMF about reestablishing an aid agreement throughout the month of March. During this time the peso hit an all time low value of four to a dollar. In June, there were new anti-government protests. But economic indicators provided evidence that the economy had stabilized, albeit with very high unemployment and a substantial foreign debt. Most analysts declared the Argentine economic crisis over (Forbes).

 

Analysis of the Role Played by the International Monetary Fund in the Argentine Economic Crisis of  1999-2002

           

            In his testimony to the Subcommittee on International Monetary Policy and Trade in the US House of Representatives, Mark Weisbrot of the Center for Economic and Policy Research in Washington D.C. stated that the International Monetary Fund “played a large role in causing the current crisis of Argentina’s economy” (Congress 2). He made this statement on March 5, 2002 at a “Hearing on the State of the Argentine Economic Crisis and the Role of the International Monetary Fund.” This was just as Argentina was beginning to make strides towards emerging from the malaise of economic chaos that it had struggled through over the past year. At the time, Argentina’s economic recuperation was far from guaranteed. As Mr. Weisbrot noted, unemployment remained at the astronomical level of 22 percent, and objective signs of recovery would not be forthcoming for months. It was thus with a warranted sense of urgency that Mr. Weisbrot addressed the House subcommittee. Mr. Weisbrot’s testimony was short and to the point. The International Monetary Fund (and thus the US Treasury Department through its “dominant voice in the IMF”) (Congress 2) had to acknowledge precisely what role it played in causing and perpetuating the Argentine Economic crisis. He argued that “this is more than setting the historical record straight: it is necessary to prevent the Fund from causing further damage” (2). Weisbrot’s essential claim was that the International Monetary Fund, through its unwavering support of Argentina’s one to one convertibility policy between the Argentine peso and the US dollar had substantially aggravated the crisis and prevented the Argentine economy from averting absolute fiscal collapse. Weisbrot argued that the billions of dollars provided in loans to the Argentine government only served to prop up a doomed fiscal regime, and resulted in the massive debt burden that led to Argentina’s loan default in December 2001. Weisbrot also vigorously argued against the claim put forward by some analysts that it was unrestrained governmental spending on the part of the Argentine government that was the primary cause of the financial crisis. Weisbrot provided data indicating that the Argentinian government had run primary budget surpluses since 1993. It was only the increase in interest rates that led to a net fiscal debt increase. Weisbrot argued that the Fund enacted a lending policy counterproductive to assisting the Argentine economy, resulting in a greater increase in Argentina’s debt burden (2).

In his testimony, Mr. Weisbrot outlined two of the most fundamental criticisms made of the IMF’s involvement in the Argentine Economic Crisis. The first criticism is that, in supporting dollarization, the IMF compelled the Argentine government to maintain an untenable monetary policy to the detriment of its economy.

There is a great deal of support for this criticism. The Convertibility Law led the value of the Argentine peso to get profoundly out step with the realities of the Argentine economy. This led to serious repercussions both in terms of Argentina’s foreign trade and its capacity to control domestic economic factors through its monetary policy. Dollarization effectively robbed Argentina of its capacity to direct its own monetary policy. It prevented it from taking such simple steps as setting its own interest rates, an ability taken for granted by almost every economy in the world. Had Argentina’s hands not been tied by its dollarization program, there is a good chance that the economic crisis would never have reached the degree it did.

Another effect of dollarization is that it puts economies at the mercy of changes in the international economic climate. The profound effect the Asian financial crisis of 1997 had on the Argentine economy is evidence to this point. Such a policy, coupled with an insistence on lowering trade barriers that is so often a requirement of International Monetary Fund aid packages, could mean economic disaster for a developing nation. Such a dual liberalization policy would rob that nation of two of the most fundamental protections an economy has from external economic factors. Given the grave consequences that are so obviously a possible result of dollarization programs, the question arises of why the IMF would support so foolhardy a monetary policy. Though it is difficult to explain the great lengths the IMF went in supporting dollarization in the case of Argentina, it is easy to comprehend why international lending institutions would support dollarization in less extreme cases. The great advantage of dollarization is that offers foreign investors an almost perfect guarantee of the viability of a nation’s currency. So long as a nation maintains a dollarization program faithfully, foreign investors may have every confidence in the currency they are dealing with. This is a great boon to foreign investment and can have very positive effects on a nation that adopts such policies. Such positive sides of dollarization were demonstrated in the early success of the Convertibility Law in bolstering the Argentine economy and curbing inflation. Yet, part of the problem with dollarization is that to achieve its potential benefits a nation must be willing to adopt such a program for an extended period. It does nothing to improve investor confidence (and probably in most cases will worsen it) for a nation to briefly adopt a dollarization plan and then convert back to floating exchange rates or some other monetary policy. Thus, dollarization ends up being a high stakes gamble in which a nation must balance the potential positives of dollarization against the dangers of abdicating control of its monetary policy and putting itself at the mercy of international economic changes. Argentina took this gamble, road the wagon too long, and suffered the consequences.

As referred to above, the second criticism Weisbrot levels is that IMF loans had little substantive positive effect on the Argentina’s policy, but rather only served to add to Argentina’s already serious debt burden. It has long been a criticism of the IMF that its loan programs do little to help economies but instead tend to breed a dependency on economic aid. Such a dependency can become a dangerous cycle. Apparently such was the case in Argentina, where were used to perpetuate poor fiscal policies that in turn led to a greater dependence on loans, and eventually led to an insurmountable debt burden. There is credence to the danger of loans, though it is difficult to make the claim that the International Monetary Fund, a lending organization, ought to get out of the business of making loans. The solution of course is wiser loans. This would require that loans not just be band-aid solutions or parts of cookie-cutter structural readjustment programs that take little account of the unique nature of the economies being administered to. They would have to be thoughtfully considered and nuanced aid packages designed to reinforce economies at their points of weakness. Clearly, this was not the case in Argentina. A thoughtful reconsideration of IMF lending policies ought to look at Argentina as an example of a loan package that proved counterproductive to its goals.

An alternative perspective of the Argentine economic crisis is put forward by Michael Mussa in his policy analysis, “Argentina and the Fund: From Triumph to Tragedy.” Michael Mussa, who was the director of research at the IMF from 1991-2001, claims that it was the inability of Argentine government officials to run a responsible fiscal policy that was the primary cause of the crisis (Mussa 15). Mussa also pointed to factors such as governmental corruption, powerful labor interests, and nationalized control of sectors of the economy as contributing factors to Argentina’s economic crisis. Overall, Mussa’s argument is unconvincing. Many economies share the characteristics listed above and never have experienced an economic decline like that undergone by Argentina. The distinguishing factors in the case of Argentina was dollarization and direct IMF involvement. Mussa’s arguments are interesting in that they shed some light on what the thought process of the IMF was during the crisis. Mussa’s emphasis on fiscal responsibility in his analysis helps to explain why the IMF so strongly pushed the de la Rua government to cut governmental spending, even when those cuts meant cutting social services to Argentina’s middle and working classes during their most urgent time of need (Mussa 40).

There are several important lessons to be drawn from Argentina. First, Argentina demonstrates the harm that poor fiscal and monetary policy can do to an economy. Second, it demonstrates great downsides of the neo-liberal policies employed by the IMF. In its insistence on cutting government spending, its propping up of dysfunctional monetary policies, and its issuing of ineffective loan programs, the IMF did much to exacerbate Argentina’s economic crisis. Argentina’s great error throughout the crisis was that it was too willing to follow the directions of the IMF. A lesson Argentine leaders should draw from the economic crisis is not to place their faith in international lending and trade institutions such as the IMF. Lastly, we should use the example of the Argentine economic crisis as basis for reconsidering what sort of influence institutions such as the IMF ought to have on the both our domestic and international economic systems.

 

Bibliography

 

 

CIA-The Worldfact Book 2002: Argentina 13 Feb. 2003.

            Central Intelligence Agency. 13 Feb. 2003

            http://www.cia.gov/cia/publications/factbook/geos/ar.html

 

Chronology- Events Leading up to Argentina IMF Debt Deal 16 Jan. 2003.

            Forbes Magazine. March 4, 2003

            < http://www.forbes.com/newswire/2003/01/16/rtr850370.html>

 

Norden, Deborah L. and Roberto Russel. The United States and Argentina. New     York: Routledge, 2002.

 

Mussa, Michael. “Argentina and the Fund: From Triumph to Tragedy.” Policy Analysis in International Economics 67 (2002)

 

The Argentine Crisis: Chronology of Events After Sovereign Default Since April 7     June 2002. Standard and Poors. March 12, 2003

<http://www.standardandpoors.com/europe/francais/Fr_news/The-Argentine-Crisis-Chronology2_07-06-02.html>

 

The Argentine Financial Crisis: A Chronology of Events January 31, 2002

            CRS Report for Congress. March 3, 2003

            < http://fpc.state.gov/documents/organization/8040.pdf>

 

United States Congress, House of Representatives. Subcommittee International       Monetary Policy and Trade. Hearing on the State of Argentine Economic            Crisis and the Role of the International Monetary Fund. 5 March 2002