8. Financial Plan


Contents

8.1 Expense Projections
8.1.1 Phase I: Planning and Design
8.1.2 Phase II: Pilot
8.1.3 Phase III: Regular Operations
8.2 Seed Money
8.3 Earned Income
8.4 Assumptions

8.1 Expense Projections

Expenses will differ slightly for each of the three phases.

8.1.1 Phase I: Planning and Design

This phase will last three months with expenses totaling $45,725.

8.1.2 Phase II: Pilot

This phase will last six months with expenses totaling $76,945.

8.1.3 Phase III: Regular Operations

This phase refers to the fixed costs per year, not counting variable program costs, with expenses totaling $106,800.

Program costs, or marginal costs per mentor-mentee pair ($95 per year)

The above expense projects are taken as the baseline. It may be possible to reduce costs through some of the following suggestions:

8.2 Seed Money

We will rely on foundation and government grants to cover all expenses during the Planning and Design Phase and the Pilot Phase and partially subsidize expenses during Regular Operations Phase, tapering in each of the first three years. We will seek $150,000 in seed money.

Examples of foundations we will target in applying for grants:

8.3 Earned Income

During the first part of the Regular Operations Phase, a large percentage of our expenses will be covered by payments from the employer and the rest will be covered by tapering foundation subsidies.

Using the following parameters, the program will be self-sustainable in three years

Employer pays for the Hub's services in a combination of three ways:

1a) Co-hiring Staff (preferred)

1b) Service Fees

2) In-Kind Payments

3) Employee Training and Development Funds

8.4 Assumptions

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